Trump floated the idea of giving low- and middle-income Americans a direct payment of $2,000 rather than providing a subsidy that is paid to insurance companies.
That would allow people to purchase their own insurance, Trump said in a Nov. 8 social media post. The president added that this would avoid putting more money into a health coverage system that, he said, provided inferior health coverage.
The White House is in discussion with lawmakers about the idea, Trump told reporters on Nov. 14.
“I’ve had personal talks with some Democrats,” he said, adding that the plan would allow consumers to negotiate their own price with an insurer.
Sen. Rick Scott (R-Fla.) is drafting legislation for a similar plan now. His plan would send money directly to individual Health Savings Accounts, much like Trump suggested.
“They can use it to spend on healthcare, so they can buy direct health care, or they can buy insurance, or [use it for] a co-payment or deductible,” Scott told Reporters on Nov. 10.
Consumers could use the funds to buy any plan authorized by their state’s insurance commission, he added.