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Its not about thinking I will do it if I spend the money, it just makes it easier and more comfortable for me to do it. I already do it without having them, it would just make me do it more, if the calculations are correct. Tho, a series physically would make it a bit more difficult to look stuff up on the fly if I want to do that. Though, spending money would actually also make it easier in the sense that the sunk cost fallacy and actually having it physically there in a way that is not easily ignoreable would make it less of a hassle to cognitively push it aside
Plus, I also want to have them physically for the purpose of having them physically.