>>/3489/
20sp -> 2sp. There are 10sp in one gp. It was clear but it was also wrong.
A day laborer makes about 2sp a day and that is indeed everything I said. So 5gp is a lot of money to a laborer but not insurmountable.
Additional information: Neverwinter is a walled city and well protected by guards. That is clear just by looking at it.