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Level 3 is free and has no requirements other than to be bestowed the level due to experience at an orb or have it occur naturally given sufficient time, which is typically a few seasons to a year or more. The guild and temples give a 'shortcut' given the experience is attained.
However, as you may have noticed, there are other requirements for level 4, so keep these in mind.
-1000 silver for a silver plate each
-A heroic act
These are not difficult as there are many silver plates and guards for instance are required to have silver plates to accept the job.
Think about what act specifically you might have done or will do to achieve this. Saving the children and getting them into Neverwinter was, for example, your generous act.
A heroic act is defined as: courageous, noble, or self-sacrificing action or behavior. Without this, you will remain at level 3 perhaps indefinitely without resorting to other, less savory, acts to force it.
This is partly why adventurers are regarded so highly, and someone such as Brutus would have fans and fame wherever he is known simply by showing his plate.
To be Orichalcum, he would have to have shown a mercantile act (copper), a generous act (iron), a heroic act (silver), a saintly act (electrum), a miraculous act (gold), a fate changing act (platinum), a legendary act (mithril), and finally a godly act (orichalcum).
Colloquially there is a saying, "the curse of 19" as to become adamantite plate, you would need to achieve a "world saving" act and the world isn't saved every day, so you won't find many adventurers in history with this plate and they would be truly living demigods. In fact there is a decision to make at level 19 that some day we may reach which would literally be a possibility to transform you into a demigod. When some of less pure heart seek power beyond them, beings such as arch demons, and demon lords come into being as an alternate path to power, but such beings would never have standing in society and would be universal targets for adventurers.
Many such arch demons exist in Faerûn, and they are well above caring about weak adventurers, but another side of the curse of 19 is they have noticed you and will be scheming to prevent you from attaining that final level.