I'm now facing this issue too. A long-time friend is on the verge of going homeless. The problem is, I can't afford to help him out and if I did I would be significantly reducing my lifestyle and the hard times I prepared for just encase the worst happens to me. What do I say to my friend? "Too bad, sorry but sucks for you" ....??? It feels bad man but fuck. It's not like I have endless money to hand out welfare. I already told my friend he needs to find another job. Problem is even with another job he's not going to break even or easily avoid bankruptcy. He's got no inheritance left over either. He already lived off it and spent it. Get ready anons, hard times coming!